Steven Koleno

LAKEFRONT LIVING ON BEAUTIFUL LAKE HOWELL! Owner Financing Available for qualified buyer, Welcome to Carmel by the Lake, a gated waterfront community offering the relaxed Florida lifestyle you’ve been looking for. This spacious 4th-floor, 3-bedroom, 2-bath residence offers 1,876 square feet of comfortable living space, elevator access, and a private balcony where you can unwind and enjoy peaceful views of the lake and beautifully maintained grounds. The generous floor plan provides plenty of room for everyday living, entertaining, working from home, or welcoming overnight guests. Large windows and sliding glass doors bring in natural light while connecting the living area to the beautiful outdoor setting. One of the highlights of Carmel by the Lake is private access to Lake Howell, giving residents the opportunity to enjoy boating, fishing, kayaking, and paddleboarding just steps from home. Community amenities also include a sparkling swimming pool, tennis courts, clubhouse, and beautifully landscaped grounds. The HOA adds exceptional convenience by including water, sewer, cable TV, high-speed internet, exterior maintenance, roof maintenance, and grounds care—ideal for buyers looking for a low-maintenance, lock-and-leave lifestyle. Conveniently located near Winter Park, Maitland, Altamonte Springs, Lake Mary, and Downtown Orlando, with easy access to major roadways, shopping, restaurants, medical facilities, entertainment, and everything Central Florida has to offer. Whether you're searching for a full-time residence, seasonal Florida retreat, or waterfront getaway, this is an opportunity to enjoy space, convenience, and lakefront living in one of Seminole County's established waterfront communities. Come experience the views, the amenities, and the lifestyle at Carmel by the Lake. Schedule your private showing today! Some photos have been virtually staged to help illustrate the potential use and furniture placement of the rooms. Furnishings and décor shown in virtually staged photos are not included. Seller Financing Available .