Steven Koleno

One or more photo(s) has been virtually staged. FALL PRICING NOW LIVE — $40K PRICE ADJUSTMENT FROM ORIGINAL ASK. 2.5% VA ASSUMABLE LOAN — open to civilians and veterans. PARTNERED 2ND MORTGAGE LENDER — fully amortized 30-year fixed second available for the equity gap. The Loan Itself Is Worth Up To $350,000 — present value of paying 2.5% vs. today's 6.8%. 4,300+ SQFT Turn-Key Move-In Ready Golf Course Estate on .51 acres in Countryside, Clearwater FL. 4 BEDROOMS, 3.5 BATHROOMS. 1,000+ SqFt Master Wing. 185 Ft Golf Course Frontage on Countryside Country Club — Bayhead Hole #2. No Flood Insurance Required — high and dry. All Major Systems Updated 2021. $90,000 Recent Renovation. Remodeled Spa-Inspired Baths. ATTENTION BUYERS: STOP THE SEARCH. YOU CAN'T REFINANCE INTO 2.5%. YOU CAN'T NEGOTIATE INTO 2.5%. YOU CAN ONLY ASSUME INTO 2.5%. Imagine a million dollar+ estate locked into a STAGGERINGLY LOW 2.5% INTEREST RATE — a GENERATIONAL financial asset for 25 more years. BUYING POWER LIFT: a buyer qualifying for $1M conventional at today's market rates could likely qualify for this $1.259M estate at a comparable monthly payment. Contact agent for details. THE COUNTRYSIDE MASTERPIECE | LUXURY REIMAGINED. Situated overlooking Countryside Country Club, this Turn-Key Move-In Ready estate pairs massive scale with a recently completed CURATED $90,000 Renovation. Perched high and dry (No Flood Insurance Required) on a 1/2 ACRE LOT with 185 Ft Golf Course Frontage (Bayhead Hole #2). 4,300+ SQFT of elite living space. THE 2026 LUXURY REVOLUTION — high-end finishes, clean industrial lines: • REMODELED SPA-INSPIRED BATHS: All 4 baths — WHITE SHAKER VANITIES, PREMIUM QUARTZ, BACKLIT MIRRORS. • UNIFIED MODERN FLOORING: 4,000+ SQFT of new LIGHT OAK LUXURY VINYL PLANK with modern 6" baseboards throughout. • ARCHITECTURAL ARRIVAL: MATTE BLACK entry doors and refinished MATTE BLACK SPIRAL STAIRCASE. • FRESH PAINT: SHERWIN-WILLIAMS ALABASTER throughout. • LED RECESSED LIGHTING with WHITE SCREWLESS faceplates on outlets and switches. THE PRIMARY WING: 1,000+ SqFt Master Wing — nearly 1/4 of the home. A true "home within a home": • FLEX SPACE: Dedicated wing for executive office, gym, or nursery. • MASSIVE STORAGE: FOUR DEDICATED WALK-IN CLOSETS totaling nearly 180 sqft — configurable as a his-and-hers dressing suite. • REFRESHED RETREAT: Dual shaker vanities, quartz tops, RAIN SHOWER HEAD. THE KITCHEN: Custom cabinetry with TERRAZZO & STAINED CONCRETE countertops — a distinctive character piece. INFRASTRUCTURE — Insurance-Ready 4-Point Audit, Updated 2021: • ROOF: Full Replacement (2021). • HVAC: Dual-system replacement (2021). • ELECTRICAL: Main Panel upgrade (2021). • PLUMBING: New Hot Water Heater (2021), Water Softener & Sprinkler Controller (2022). • SECURITY: Black aluminum fully fenced backyard (2022). ENTERTAINER'S DREAM. Floor-to-ceiling golf views. 4TH BEDROOM ENSUITE on main level. OPEN-AIR POOL & SPA, oversized 3-car garage. LOCATION: Golf-cart to Countryside Country Club. Near Tampa, beaches, dining. GENERATIONAL 2.5% VA Assumable Loan — Worth Up To $350,000+ vs. TODAY'S MARKET. Schedule your private tour today or visit us this weekend! DISCLAIMER: Info deemed reliable, verify independently. 2.5% VA assumption subject to lender approval, eligibility, and buyer equity-gap. Sold As-Is. Savings estimate based on 6.8%; actual results may vary.