Steven Koleno

Steven Koleno Consumer-First Real Estate Architect

$699,000.00
331 BAY STREET, AUBURNDALE, FL - 33823
3 beds
3.0 baths
3,488 sqft
$699,000.00
331 BAY STREET, AUBURNDALE, FL - 33823
Steven Koleno
$699,000.00
3 beds
3.0 baths
3,488 sqft
331 BAY STREET, AUBURNDALE, FL - 33823
For Sale
Photo 1
  • Built in 1973
  • 2 garage spaces
  • $200.40/sqft
  • Lot size: 25,130 sqft
  • 141 days on market

ASSUMABLE 3.25% VA LOAN AVAILABLE TO QUALIFIED BUYERS — NO VETERAN STATUS REQUIRED! RARE LAKEFRONT OPPORTUNITY! PRIVATE DOCK! SCREENED POOL! NEARLY 0.60 ACRES! NO HOA! Discover an extraordinary opportunity to own a beautifully renovated waterfront retreat on the stunning shores of Lake Ariana, complete with a potentially assumable VA loan at an exceptional 3.25% interest rate! Qualified buyers, including non-veterans, may be eligible to assume the seller's existing loan, subject to approval. This rare financing opportunity could provide substantial savings compared to today's prevailing mortgage rates. Welcome to 331 Bay Street, where timeless waterfront beauty meets modern comfort and the ultimate Florida lifestyle. Nestled on nearly 0.60 acres of picturesque lakefront property, this extensively renovated residence offers nearly 3,500 square feet of living space, 3 spacious bedrooms, 3 bathrooms, and an exceptional setting designed for relaxation and entertaining. Step inside to discover expansive windows that flood the home with natural light while showcasing breathtaking lake views. The thoughtfully designed floor plan features multiple generous living areas, a beautifully updated kitchen ideal for gathering, spacious bedrooms, and renovated bathrooms. Every space invites you to slow down, unwind, and enjoy the beauty of waterfront living. Outside, your private backyard oasis awaits. Spend sun-filled afternoons lounging beside the screened swimming pool, entertain family and friends in the expansive outdoor living areas, or escape to your private dock overlooking the sparkling waters of Lake Ariana. Enjoy boating, fishing, kayaking, paddleboarding, and unforgettable sunsets without ever leaving home. The expansive grounds offer mature landscaping, exceptional privacy, ample parking, and the freedom of NO HOA. Whether you're enjoying a peaceful morning overlooking the water or hosting an evening gathering beneath the Florida sky, this property offers a lifestyle that feels like a year-round vacation. Conveniently located near shopping, dining, entertainment, and major roadways, this exceptional home combines the tranquility of lakefront living with everyday accessibility. Ideal as a primary residence, second home, or private waterfront retreat, this is a remarkable opportunity to enjoy the space, privacy, and waterfront lifestyle you've been searching for. With nearly 0.60 acres, direct lake access, a private dock, screened swimming pool, extensive renovations, and the potential to assume a 3.25% VA loan, properties offering this combination of features are increasingly difficult to find. Schedule your private showing today and experience the beauty of Lake Ariana for yourself! VA loan assumption subject to servicer approval, buyer qualification, existing loan balance, and applicable requirements. Non-veterans may qualify.

  • Directions: From US-92 in Downtown Auburndale, head north on FL-559 (Main Street), turn left onto Bay Street, and proceed to 331 Bay St. Home will be on the right near the waterfront.
  • County: Polk
  • Geo subdivision: FLANIGAN C R SUB

Nearby Schools

Auburndale Central Elem

Stambaugh Middle

Auburndale High School

Features

Financial

Let's get in touch!

Steven Koleno

Steven Koleno

Consumer-First Real Estate Architect

See also

For Sale
601 LAKE PANSY DRIVE NW, WINTER HAVEN, FL - 33881
$629,900.00
3 bds
2.0 ba
2,140 sqft
601 LAKE PANSY DRIVE NW, WINTER HAVEN, FL - 33881
For Sale
100 SYLVANA COURT, AUBURNDALE, FL - 33823
$650,000.00
4 bds
4.0 ba
2,759 sqft
100 SYLVANA COURT, AUBURNDALE, FL - 33823
For Sale
674 OLD DIXIE HIGHWAY, AUBURNDALE, FL - 33823
$650,000.00
3 bds
2.0 ba
2,539 sqft
674 OLD DIXIE HIGHWAY, AUBURNDALE, FL - 33823
Stellar MLS
  • Source: Stellar MLS
  • MLS #: TB8516430
Listing updated: October 22, 2026 at 3:24PM
Listing provided by: Nehad Darwish, DIVINE ESTATES REALTY LLC
Last checked 2 days ago
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.